HWP Insurance

Client Focused.

Community Minded.

Results Driven.

Our Story

Founded in 1916, HWP Insurance has grown into one of the largest privately owned insurance agencies in the Mid-Atlantic region. We have built our firm around the needs of our clients, providing national insurance solutions in the areas of Commercial Property & Casualty, Financial Lines, Bonds, Employee Benefits and Personal Insurance.

Our Story

We Are A Best Practices Agency

Since 2007, HWP Insurance has been recognized as a Best Practices Agency. This designation is granted to only 282 agencies nationwide and honors excellence in customer retention, growth, stability and financial management.

Big "I" Best Practices Agency 2023 Logo
Effective Reports
Excellent Growth

Our Services

  • Benefits

    Our Benefits Team designs cutting-edge, comprehensive employee benefit services for as few as 10 employees to 500 or more.

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  • Business

    Our Business Department is dedicated to meeting the unique insurance needs of businesses, offering comprehensive coverage options and expert guidance to safeguard your company's assets, mitigate risks and provide peace of mind in today's competitive market.

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  • Personal

    Our Personal Lines & Private Client Team provide tailored insurance solutions to protect your most valuable assets including property, auto, watercraft, fine jewelry and more.

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What Our Clients Say


The great folks at HWP have always been knowledgeable, professional and insightful regarding our insurance needs. I have worked with Dennis Clarken for many years and would highly recommend him and the HWP team.

Commercial Lines Client - T. Wimer, Government Contractor


As a growing company, HWP has been a great business partner to help us manage risk, and look to future growth.  Dennis regularly communicates with me to uncover blind spots, and keep us safe looking forward, and Megan continues to offer 'best in class' service on all the day to day items we need to run our business.

Commercial Lines Client - M. Zavacky, Automotive Service


Extremely satisfied with the service and coverage provided by HWP. Very professional and friendly staff. Highly recommend to take care of personal/business insurance needs!!

Commercial & Personal Lines Client - M.Duffy, Property Management


Howard W. Phillips is an excellent choice for your insurance needs. We have our businesses and home coverage through them and couldn't be more pleased. Their customer service is top notch. I would highly recommend Jeff Greene as your personal agent!

Commercial & Personal Lines Client - D. Mascari, Service Contractor


This portal (MyWave) has been a great help to our Human Resources team to stay informed with up-to-the-minute HR-related legislative changes, and administrative tools. Additionally, the newsletters and compliance updates seem to arrive at the ideal time to assist us with benefits and business strategy. The MyWave website has been an instrumental service tool to help support the customer service approach of Howard W. Phillips & Co.

Employee Benefits Client (MyWave) - J. Williamson, Government Contractor

Meeting, collaboration and team planning a project together in the office conference room. Teamwork, diversity and business people in discussion while working on a b2b corporate strategy in workplac

Learn How We Can Help

HWP provides insurance and risk management services to businesses and individuals around the country.