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    Have you had any lapse in coverage within the last 12 months?
    Has any company declined, cancelled or refused to renew any type of similar insurance?
    Have you had 2 or more claims in the past 3 years?
    Have you had 2 or more at fault accident where you were at fault within the past 3 years?
    Have you had 2 or more moving violations or driver license suspension/revocation in the last 3 years?